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GoSolo plans start at £0 per year

Free business account or all-inclusive UK company setup – you choose.

Package
Business account
Business account in GBP
Mastercard debit card
Multiple ltd companies
Business contact list
Team access
Premium support
Sales and payments
Bank transfers
Payment links and QR codes
Tap to Pay
Invoice management
Invoice status tracking
Sales portal
Digital receipts
Transaction history
Accounting
Account statements
Transaction categories
XERO integration
Company formation
Ltd company formation
Company legal documents
Confirmation statement reminders
Virtual address
Virtual office address
Same day mail scanning
Address and mail management
Price
Business account
Free
Interchange++
Interchange++
—
—
—
—
—
—
—
—
Free
Per year
Get started
Business account +
Company formation
Free
Interchange++
Interchange++
—
—
—
—
£29.00
Per year
Get started
Company +
Account + Address
Free
Interchange++
Interchange++
£199.00
Per year
Get started
Business account
for non-UK residents
Free
Interchange++
Interchange++
*
*
£499.00
First year
£249.00
Second year
Get started
Package
Business account
Business account in GBP
Mastercard debit card
Multiple ltd companies
Business contact list
Team access
Premium support
Sales and payments
Bank transfers
Payment links and QR codes
Tap to Pay
Invoice management
Invoice status tracking
Sales portal
Digital receipts
Transaction history
Accounting
Account statements
Transaction categories
XERO integration
Company formation
Ltd company formation
Company legal documents
Confirmation statement reminders
Virtual address
Virtual office address
Same day mail scanning
Address and mail management
Price
Business account
Free
Interchange++
Interchange++
—
—
—
—
—
—
—
—
Free
Per year
Get started
Business account +
Company formation
Free
Interchange++
Interchange++
—
—
—
—
£29.00
Per year
Get started
Company +
Account + Address
Free
Interchange++
Interchange++
£199.00
Per year
Get started
Business account
for non-UK residents
Free
Interchange++
Interchange++
*
*
£499.00
First year
£249.00
Second year
Get started
* The “Business account for non-UK residents” includes company formation and a virtual address, but these services are optional. You can enjoy all the benefits of a GoSolo business account even if you already have a UK-registered limited company.

What’s Interchange++?

Simply put, Interchange++ allows you to keep more from every sale.

Flat fees Vs. Interchange Plus: what's the difference?

Interchange Plus is the payment industry's best-kept secret. It allows huge fee savings but is usually available only to large corporations. GoSolo lets you accept payments the same way Meta, Uber, and Netflix do to keep your costs low.

Here's how it works

Interchange Plus pricing means you get the lowest possible interchange rate for each payment. GoSolo passes on the true cost for each payment you take and adds our limited margin to pay for our service.

No hidden fees or surprises.

You only pay for what you process, and that's it.

Here's how it works

Interchange++ pricing in action

GoSolo’s fees are always lower than Stripe, Tide or high-street banks.

Transaction
£100
£250
£500
£1,000
£2,000
GoSolo
£1.36
£3.10
£6.00
£11.80
£23.40
Stripe
£1.70
£4.00
£7.70
£15.20
£30.20
Tide
£1.59
£3.84
£7.59
£15.09
£30.09
Barclays
£2.78
£6.91
£13.78
£27.53
£55.03
Get paid with GoSolo
* Pricing is accurate as of 19/06/2025. The comparison is based on published standard pricing for small businesses taking online payments on a no-monthly-fee contract. Fees may vary based on card type, transaction method, and account type. For up-to-date rates, please check provider websites.

What is Interchange Plus pricing?

Most payment providers (like Stripe or PayPal) charge flat fees — for example, 1.5% or 2.75% of every payment. Sounds simple, but they keep the difference.

Interchange Plus is different — and fairer. It splits the fees into two parts.

What is Interchange Plus pricing?

1. The Interchange – the actual cost of the payment

This is what goes to the cardholder’s bank and card network. It includes:

  • Bank fee – usually 0.2–0.3%, depending on the card type

  • Visa/Mastercard fee – for using their systems

  • Processing fee – for securely handling the transaction (we use Adyen for that – same as Uber and Meta)

These fees are capped and unavoidable. Every payment has them.

1. The Interchange – the actual cost of the payment

2. The Plus – GoSolo’s flat, transparent markup

We charge just 0.5% + 20p on top — that’s it. No bundles, no fluff, no inflated margins.

You always know:

  • Where your money goes

  • What you’re paying us for

  • And that you’re keeping more with every transaction

2. The Plus – GoSolo’s flat, transparent markup

Why choose GoSolo + Interchange Plus pricing?

Businesses across various industries will benefit from significant savings by switching to GoSolo’s Interchange Plus model.

  • Transparency. Unlike flat-rate pricing models that bundle all fees into a single rate, Interchange Plus provides a clear breakdown of costs, allowing you to see exactly what you're paying for each transaction.
  • Cost savings. Many businesses find that paying the actual bank and scheme fees plus a fixed markup saves them money compared to flat-rate models, especially as their transaction volume grows.
  • Reliability. GoSolo has partnered with Adyen, the company that processes payments for Netflix, Uber, Spotify and Meta. They are one of the global payment leaders and guarantee the safety and reliability of our payments infrastructure.
Get Started

Eligibility

You can open a company and get a business account at GoSolo if you meet our eligibility criteria and general Terms and Conditions.

Company ownership

You want to register a new Limited company in England & Wales, where you will be the only Director and sole shareholder

You have a Limited company in the UK, are the only Director and sole shareholder, and are registered with Companies House

Residency

We provide our services to both entrepreneurs who reside in the UK and non-UK residents.

If you’re a UK resident, you’re required to be above 18 years old and provide a valid ID and proof of address as part of the onboarding process.

If you’re not a UK resident, you also must be above 18 years old and will undergo the ID and personal address verification process.

Business nature

Your business does not fall into a prohibited, high-risk, sanctioned or illegal category under our Terms and Conditions or International Law.

Check if you're eligible